Collective Investment Bond

A goal without a plan is just a wish…

Creating solutions to help you on your journey is what we do. Knowing which product is right for you requires the help from a Financial Adviser. Explore your options below to find out how you might benefit from each of them.

What is a Collective Investment Bond?

A Collective Investment Bond enables you to build a portfolio of funds that match your risk profile and investment strategy. Within a collective policy you can invest in:

  • Collective Investment Funds
  • Unit Trusts
  • Bank Deposits

A Collective policy allows you to invest in as many funds as you like to ensure the balance of your portfolio reflects your needs whether it be greater potential for growth, more security or a combination of both depending on your circumstances.

Contact: clientservices@veritasguernsey.com

Literature

Capital Redemption –
Brochure

Capital Redemption –
Key Information

Capital Redemption –
Key Features

Capital Redemption –
Terms & Conditions

Life Policy –
Brochure

Life Policy –
Key Information

Life Policy –
Key Features

Life Policy –
Terms & Conditions

Key Features

Contributions

  • Minimum Initial Contributions: GBP/USD/EURO 50,000

  • Minimum Additional Contributions: GBP/USD/EURO 5,000

  • There is no maximum amount contribution

Time Horizion

  • You intend to invest for at least 5 years as the product has been designed as a medium to long-term investment solution

    (although you can surrender the policy whenever you need to, early encashment penalties may apply)

Who can apply?

  • 18 – 89 yrs

  • The Veritas Investment Bond can be owned on a single or joint basis. It can also be owned by companies, partnerships and trustees.

Access to your money

  • You can access your plan at any time and take regular or one-off withdrawals. Please read the Veritas Life Brochure and Terms and Conditions for more information.

Access Allocation

  • Self Investment

  • Investment Adviser

  • Investment Platform

  • Discretionary Management

Support

  • Financial Adviser – Your dedicated financial adviser should be your first point of call and will have access to our full range support

  • Online – keep yourself up to date with policy valuation and performance through our user-friendly online portal

  • Customer Service Team – you benefit from our experienced customer service and administration team in order to handle any queries relating to your plan